Business Ready Reserve / Overdraft Protection
Ready Reserve
Instant line of credit that works automatically with your checking account. If you are overdrawn the bank will advance money on your Ready Reserve loan line to cover your checks. You only pay interest on your outstanding loan balance. Please contact one of our loan officers for more information and how to apply for Ready Reserve.
No collateral required
No transaction fees
$25 Annual Fee
Automatic Transfer of Funds
The bank can automatically transfer money from another account (normally your
savings account) if you are overdrawn. There are no fees for this service. Please check with our staff for more
details and how to sign up.