Personal Home Loans

   Dreaming of home ownership, let us help. If you are looking to purchase your first home or a new home, we have a broad range of attractively priced products to meet your needs.

    Are you looking to build your dream home?  We can assist in the process by setting up a construction loan to make the process as easy as possible.

      Take advantage of the equity in your home by refinancing at a low, attractive rate.

      Get the money to meet all of today's needs and pay it back monthly over a length of time you choose.  There  a is a specific difference between a home equity loan and a Home Equity Line of Credit (HELOC). Home Equity Line of Credit (HELOC) - differs from a conventional home equity loan in that the borrower is not advanced the entire sum up front, but uses a line of credit to borrow sums that total no more than the amount, similar to a credit card.

 

   At closing you are assigned a specified credit limit that you can borrow up to. A HELOC is a line of revolving credit with an adjustable interest rate whereas a home equity loan is a one time lump-sum loan, often with a fixed interest rate. Looking to purchase a cabin for weekend getaways; or maybe some hunting land so you can get the big one next year?  Contact a Loan Officer today and we can help make those dreams come true.