Phone: (320) 354-2277
Fax: (320) 354-2288
TeleBank: (320) 354-2278
Email: info@umbnl.com
Mailing Address
105 Central Avenue
PO Box 289
New London, MN 56273
Bank Hours
Lobby:     Mon - Thu  8:30am to 4:00pm, Friday   8:30am to 5:00pm
Drive-Up: Mon - Thu 7:30am to 5:00pm, Friday 7:30am to 6:00pm
                Saturday 9:00am to 12:00pm

IMPORTANT: Do not send any sensitive information (e.g. user name, password, account numbers, credit or debit card numbers, etc.) through this email address. Click to read more.

Ready Reserve / Overdraft Protection

Ready Reserve
An instant line of credit that works automatically with your checking account.  If you are overdrawn the bank will advance money on your Ready Reserve loan line to cover your checks. You only pay interest on your outstanding loan balance.  Please contact one of our loan officers for more information and how to apply for Ready Reserve.  

No collateral required
No transaction fees
$25 Annual Fee

Automatic Transfer of Funds
The bank can automatically transfer money from another account (normally your savings account) if you are overdrawn. There are no fees for this service.  Please check with our staff for more details and how to sign up.